Financial Aid Office

Welcome
Contact Us
Meet the Team
Announcements
Financial Aid Overview
Financial Aid Requirements
Forms
Cost of Attendance
Fellowship Opportunities
Federal Aid & Policies
Satisfactory Academic Progress (SAP)
Code of Conduct & Policy
Return of Title IV Funds Policy
Verification Process
Private Lenders
Aid for Non-US Citizens
Student Employment
Deferrals and Leave of Absence


Welcome

Welcome to the Office of Financial Aid homepage!  We are based out of our Washington, DC campus and provides access, aid, and advisory services for the Johns Hopkins SAIS Community.

The core values of the Office of Financial Aid are:

  • Clear and effective communication
  • Continuous improvement
  • Student focus
  • Ethics and integrity
  • Mutual respect
  • Professionalism
  • Resourcefulness
  • Staff development
  • Teamwork

 

 

 

 

 

 

 



Contact Information for Financial Aid Offices

Washington, DC
1740 Massachusetts Ave. NW Suite 314
Washington, DC 20037
saisfinaidinfo@jhu.edu  | tel 202.663.5706 | fax 410.367.2052

SAIS Europe
Bologna Center
via Belmeloro, 11
40126 Bologna, Italy
sais.eu.finaid@jhu.edu

Hopkins-Nanjing Center
Hopkins-Nanjing Center Washington Office
1740 Massachusetts Ave. NW Suite 406
Washington, DC 20037
nanjing@jhu.edu | 202.663.5800


Meet the Team


Chanae Hodge
Director of Financial Aid

Chanae joined the financial aid team in 2012 as a Financial Aid Officer. Since that time, she has served in the role of Assistant Director and is now serving as the Director.  She firmly believes that joining the Johns Hopkins SAIS family was the best decision of her life! She previously held positions at Everest College as a Default Prevention Specialist and Seton Hall University as a Financial Aid Counselor and Scholarship Coordinator. In her continuous mission to improve the Financial Aid experience at the school, Chanae has brought a number of projects to fruition such as the Student Job Board, in-person Entrance and Exit Counseling Seminars, and the SMARTStart Newsletter. Chanae’s passion for Higher Education stems from a number of personal and professional experiences and she is honored to serve the school in a role which allows her to make a difference. Chanae holds a Bachelor’s degree from Lincoln University of Pennsylvania, a Master of Arts in Higher Education Administration from Drexel University and currently enrolled in a doctoral degree program in Educational Leadership and Management at Drexel University.  
  
Tanya McMillian
Assistant Director of Financial Aid

Tanya McMillian joined the financial aid team in May 2013 when she was hired to lead in the development and implementation of the new university-wide financial aid management system, PowerFAIDS.  Tanya brings a wealth of knowledge and skill to the university.  She holds a bachelor’s degree in Management from the University of Maryland and over 15 years of experience in the higher education industry.  Tanya previously led in the implementation of a new financial aid management system at the University of Maryland, Baltimore where she also served as the liaison between the financial aid office and the IT departments.  Tanya served as the Director of Financial Aid at a for-profit post-secondary institution for 7 years before accepting her position at Johns Hopkins SAIS.  She has held many leadership roles for a number of associations including Vice President of Education and Area 55 Governor for Toastmasters International District 18 and Chair of the Sponsorship committee for DEDCMD ASFAA, Inc. Tanya has assisted many individuals with diverse cultures and backgrounds in achieving professional and personal goals to enhance communication and leadership skills. Tanya is currently enrolled in the Master’s of Science in Education - Technology for Educators Program at the Johns Hopkins University School of Education.


 

Latest Announcements

August 2016

8/24/2016

Fellowship applications are now open for the JHU SAIS Class of 2007 and Class of 2008 Fellowships. More information can be found here. 

The deadline to apply is September 21, 2016. 
 

March 2016


3/21/2016

Opportunities are available for partial fellowships to cover the cost of living in the International Student House located on 1825 R St NW.

The office of Financial Aid will accept applications on a rolling basis. Please note that you must submit the SAIS ISH application AND the ISH application which are accessible through the links below. Please email or drop off both applications : SAISfinaidinfo@jhu.edu and Nitze 314. Deadline to apply is May 1st.
 
Links:
General Information- www.ishdc.org
SAIS Application
ISH Application
For more information on the International Student House:  https://www.youtube.com/watch?v=CWDTITg7E7M


3/15/2016

All MA students planning to return to Johns Hopkins SAIS in the 2016-2017 Academic Year interested in being considered for financial aid must complete the SAIS Institutional Application for Financial Aid. If you are a current fellowship recipient, you must also complete the application for your second year.

Please complete the application found online:

https://saisdc.wufoo.com/forms/continuing-student-financial-aid-form-20162017/

The application should take no more than 10-15 minutes to complete.

The deadline for submitting applications to the financial aid office is APRIL 22nd.

If you are interested in federal aid, please be sure to complete your renewal FAFSA at www.fafsa.ed.gov. The SAIS Federal School Code is E00474.

Please note: this application is only open to students who were admitted through the DC Campus for their first year in DC or Bologna.
If you have any questions please contact us: SAISfinaidfinfo@jhu.edu or 202.663.5706

 

December 2015

12/8/2015

Fellowship Announcement: The Dolores Zohrab Liebmann Fund. 
Please review the following announcement  carefully. 
Deadline to apply: December 15, 2015 at 4 p.m. 

 

November 2015

11/18/2015


The DACOR Bacon House Foundation, an organization of foreign affairs professionals in Washington, DC, announces a fellowship to be awarded to a current first-year graduate student at Johns Hopkins SAIS for continued studies towards a Master’s Degree in some aspect of international relations. The fellowship will be awarded to the chosen recipient for the 2016-2017 academic year. Please note that applicants must possess US citizenship.

Deadline to apply: January 12, 2016 at 9 am.

Please review the following announcement for more information. 
 

May 2015

5/14/2015

Changes to the FAFSA website:


RE:  Overview of May 2015 Enhancements to the FAFSA on the Web Site
 
DATE:  May 7, 2015
 
As part of Federal Student Aid's ongoing mission to simplify and
streamline the student aid application experience for students and
parents, we are implementing several enhancements to the Free
Application for Federal Student Aid (FAFSA) on the Web site on May 10,
2015.
 
In order to better support students and their parents with inquiries
related to these enhancements, financial aid administrators and
support staff should familiarize themselves with these upcoming
changes and update any training materials or services as needed.
 
To seamlessly integrate the new FSA ID, we are making the following
updates to FAFSA on the Web (FOTW):
 
*   New Look to the "Login" Page:  With the implementation of the FSA
    ID,  FOTW users will have the choice to log in with their new FSA
    ID Username (or verified e-mail address) and Password, or to use
    the existing login functionality and log in with their name,
    Social Security number and date of birth.
 
*   FSA ID Status Information Added to the "My FAFSA" Page:  Students
    will be able to view their FSA ID Status on the "My FAFSA" page,
    as well as have the ability to update or create an FSA ID.
 
*   "Create a Save Key":  Users logging into FOTW will be asked to
    create a "Save Key", which will be used to save the application in
    the event the user logs into an application or correction record
    and then exits the record prior to submission.  This replaces the
    "Password" functionality that previously existed.  The benefit of
    the "Save Key" is that students and parents can use this function
    to pass the FAFSA back and forth if they are completing the FAFSA
    in separate locations.
 
*   FSA ID Persistence:  Users who choose to log in to FOTW using
    their FSA ID will encounter "FSA ID persistence", meaning that,
    once they have successfully authenticated with their FSA ID within
    FOTW, they will not have to enter it again to link to the IRS (in
    order to use the IRS Data Retrieval Tool), to sign and submit
    their application, or to view their Student Aid Report (SAR).
    Since FOTW users will have the opportunity to log in with either
    their FSA ID or their personally identifiable information (PII),
    it's important to remember that students who log in with PII will
    need to create an FSA ID in order to access any processed
    information or use the IRS DRT.
 
*   Changes Resulting from the Decommissioning of the Federal Student
    Aid PIN Web Site:  We are revising or removing PIN references in
    other features and functionality in our systems, such as e-mail
    notifications, SAR comments generated by the Central Processing
    System and FOTW help text.
 
The ideas and recommendations offered by students, parents, financial
aid professionals, and other partners continue to guide the
enhancements made to FOTW, and we welcome that feedback to improve the
user experience.


April 2015


4/23/2015:

The 2015-2016 Summer Application for Financial Aid is now available: Summer 1516 Aid. Please review the requirements and details listed in the application and submit to the financial aid office no later than the last day of summer classes. 

4/6/2015:

Opportunities are available for partial fellowships to cover the cost of living in the International Student House located on 1825 R St NW.
The office of Financial Aid is currently accepting applications. Please contact the Office Financial Aid SAISfinaidinfo@Jhu.edu for details and the SAIS ISH application. Please note that you must submit the SAIS ISH application AND the ISH application accessible through the links below.

Deadline is May 25th.
 
Links:

General Information- www.ishdc.org
Housing Application- ISH Housing App
SAIS Application- SAIS ISH Application
For more information on the International Student House:  https://www.youtube.com/watch?v=CWDTITg7E7M


March 2014

3/23/2015:

All MA students planning to return to Johns Hopkins SAIS in the 2015-2016 Academic Year  interested in being considered for financial aid must complete the SAIS Institutional Application for Financial Aid for 2015-2016. If you are a current fellowship recipient, you must also complete the application for your second year.

Please complete the application found online at the SAIS Financial Aid SharePoint page, found here.


You will need to log in with your JHED ID and Password.

Click "Respond to this Survey" in the upper left corner, fill out your responses to the 18 brief questions and click "Submit".

The application should take no more than 10-15 minutes to complete.

The deadline for submitting applications to the financial aid office is APRIL 22nd.

If you are interested in federal aid, please be sure to complete your renewal FAFSA at www.fafsa.ed.gov. The SAIS Federal School Code is E00474.
**Please note: this application is only open to students who were admitted through the DC Campus for their first year in DC or Bologna**

November 2014:

11/10/2014:

The DACOR Bacon House Foundation, an organization of foreign affairs professionals in Washington, DC, announces a fellowship to be awarded to a current first-year graduate student at Johns Hopkins SAIS for continued studies towards a Master’s Degree in some aspect of international relations. The fellowship will be awarded to the chosen recipient for the 2015-2016 academic year. Please note that applicants must possess US citizenship.

The following documentation is required by all applicants:

  1. a curriculum vitae prepared by each nominee, which includes date of birth, and citizenship;
  2. A transcript* of his or her academic record at Johns Hopkins University and that of any other institution of higher learning that he or she may have attended; and
  3. An essay of approximately 600 words prepared by each nominee, expanding on the information provided in the resume, as appropriate, and covering such matters as special academic or other accomplishments, work experience, experience related to international affairs (e.g. foreign travel, foreign study, competence in foreign languages), career objectives and any other matters pertinent to the nominee’s qualifications.

*Unofficial transcripts will be accepted and reviewed for the first round of selections. Official transcripts will be requested from all finalists.

Please review the following announcement for more information. 

August 2014

8/28/2014:

All students:  Federal regulations stipulate that decreases to loans must be processed within 14 days after disbursement. Most loans disbursed on Monday, August 25th. Should you need to adjust your loans please contact the financial aid office as soon as possible at SAISfinaidinfo@jhu.edu or 202.663.5706. 

8/22/2014:

In an effort to prepare students for their financial futures the Office of Financial Aid Presents:

2014 SmartStart Entrance Counseling Seminars

This is an introductory seminar for First Year Students regarding federal and institutional financial aid policies and procedures.  Please come prepared with any and all questions you may have.

When: Thursday, September 11th, 2014
Where: Nitze 417
Times: 11:45am - 1pm or 1:15pm - 3pm
Lunch will be served.  Priority will be given to those who RSVP. Second year students are welcome.

Please click here to RSVP by Friday, September 5th, 2014

June 2014:

Opportunities are available for partial fellowships to cover the cost of living in the International Student House located on 1825 R St NW.

The office of Financial Aid will accept applications on a rolling basis. Please contact the Office Financial Aid SAISfinaidinfo@Jhu.edu for details and the SAIS ISH application. Please note that you must submit the SAIS ISH application AND the ISH application which is accessible through the second link below.
 
Links:
General Information
Housing Application
For more information on the International Student House

Now accepting applications for the 2014-2015: Grad PLUS Loan. All requests will be processed after July 1.

The following fellowships are open to incoming and rising 2nd year students:
Class of 2007 Fellowship & Class of 2008 Fellowship 

Please make sure to read all directions to determine eligibility. Applications are due by September 23, 2014 and may be emailed to SAISfinaidfinfo@jhu.edu.


Financial Aid Overview

Johns Hopkins SAIS offers several kinds of financial aid options, awarded on the basis of need and merit, and provides information and assistance with applying for aid. Candidates should recognize, however, that although the school does offer limited fellowship funding each year, the cost of attending school is significant, so students should plan carefully. Very few fellowship awards cover full tuition, and they do not include living stipends. Students are therefore encouraged to seek other sources of funding in addition to applying for a fellowship.

Fellowships and grants are awarded only to full-time students on the basis of  academic merit and occasionally demonstrated financial need. All students applying for federal and institutional financial aid must complete the appropriate Johns Hopkins SAIS financial aid forms. US Citizens and Permanent Residents must complete the Free Application for Federal Student Aid (FAFSA) on-line at www.fafsa.ed.gov to be considered for the William D. Ford Federal Direct Loan Program. Students who enter the school in January are not eligible for fellowship awards in their first semester. US citizens and permanent residents are eligible to apply for the federal and alternative loan programs.The SAIS Title IV FAFSA code is E00474.

Financial need is the difference between the student's resources and his or her educational expenses. Since the primary responsibility for financing educational costs rests with the student and his or her family, aid from the school should be considered supplementary to family resources or other outside aid.

Each federal aid applicant awarded student receives a package of financial aid based on his or her particular unmet financial need. The package may consist of a combination of grants, low-interest loans, and federal work study.

Funding comes from federal, university, and private sources (such as corporations and foundations). Aid is awarded on an annual basis, and students must reapply for aid for their second year in accordance with stated deadlines and procedures. Recipients of fellowships in the first year may expect the same in the second year if they maintain a 3.4 cum GPA, have no failing or incomplete grades, maintain full-time enrollment. The school cannot be responsible for funding non-Johns Hopkins SAIS fellowships for the second year.

Students admitted by the Bologna Center must file their financial aid application with the Bologna Center. Financial aid awards are determined based on academic performance at SAIS Europe during the first semester and demonstrated financial need. Fellowship funds are limited; thus students should begin researching additional funding sources as soon as possible.

If you have questions regarding financial aid, please contact us.

Office of Financial Aid
Johns Hopkins University
Paul H. Nitze School of Advanced International Studies
1740 Massachusetts Avenue, NW
Washington, DC  20036
202.663.5706
410.367.2052 (fax)
SAISfinaidinfo@jhu.edu

Financial Aid Requirements for First Year Students


I.) Review your current financial aid award online through SIS Self-Service (link). You can accept or decline awards here.

II.) Fill out the Financial Aid Agreement (found here).

III.) Federal Loan Borrowers

      A.) Federal Direct Stafford Loan

           1. Complete the Entrance Interview by logging in here.

           2. Fill out the Master Promissory Note (MPN) by logging in here.

      B.) Federal Direct Grad Plus Loan

           1. Review Grad Plus Loan Brochure

           2. Complete Grad Plus Loan Request Form

           3. Fill out Grad Plus Master Promissory Note here.

IV.) Named Fellowship Recipients

       A.) Complete thank you note (see instructions here)

 

**If you have not completed your 2015-2016 academic year FAFSA you can do so here (SAIS Federal School Code: E00474). Federal Aid will not be awarded until your FAFSA has been reviewed by the Office of Financial Aid.

Financial Aid Forms

Applicants to the MA Program and continuing MA students who want to be considered for Johns Hopkins SAIS fellowships must complete the appropriate SAIS Financial Aid Application. Students must be full time to receive fellowships. Continuing students must maintain a 3.4 cumulative GPA and fill out the Continuing Student Financial Aid Form in order to secure their second year funding.  

The deadline to submit Johns Hopkins SAIS Financial Aid Applications for applicants and incoming students is February 15th, 2017.

The deadline to submit Johns Hopkins SAIS Financial Aid Applications for continuing students is April 22nd, 2016.

The Johns Hopkins SAIS Financial Aid Application should be submitted by US mail, scanned email, or fax.

American citizens and permanent residents who would like to apply for federal student aid should submit a 2016/2017 Free Application for Federal Student Aid (FAFSA) as soon as possible after January 1, 2016. SAIS' Title IV School Code is E00474. To complete the FAFSA on line, please click here. If you have questions about the application form or application process, please contact us.

Loan adjustments are allowed up until 14 days after loans have been disbursed. To request a loan adjustment to either the Federal Direct Unsubsidized Loan or the Federal Graduate Plus Loan please contact us.
Please note that applicants to the Master of International Public Policy (MIPP) program are NOT eligible for SAIS fellowships.

Financial Aid Agreements
All enrolled students who are accepting fellowship aid are required to fill out a financial aid agreement. Please fill out the appropriate smart PDF below and send as an attachment to saisfinaidinfo@jhu.edu

Cost of Attendance By Program

Master of Arts

This two-year program is for full-time students is the cornerstone of the Johns Hopkins SAIS experience. About half of all entering MA students spend a year in Bologna and a year in Washington, while the other half spend both years in Washington. The academic program is the same for both groups of students and consists of interdisciplinary course work in international relations, economics and languages. Students who are proficient in Mandarin may pursue a five-semester option by completing two semesters in Nanjing to receive a certificate in Chinese and American Studies, combined with three semesters in the MA program. One of these three semesters must be at the Washington campus.

DC Cost of Attendance    BO Cost of attendance

Master of Arts in Global Policy

The GPP curriculum enables students to immediately integrate the knowledge they gain in the classroom into their professional careers. Completed in 16 months, GPP is ideal for experienced professionals seeking a deeper understanding of the knowledge and skills necessary to advance as global leaders while continuing full-time employment. Students move through the program taking courses together in a cohort format with classes meeting conveniently on alternating Fridays and Saturdays.

GPP Cost of Attendance

Master of Arts in Global Risk

The Master of Arts in Global Risk (MAGR) is a 13-month, cohort-based program at the SAIS Europe campus in Bologna, Italy. The MAGR builds on the school’s strengths in multi-disciplinary analysis by introducing students to a broad array of concepts and tools from the social sciences that are necessary to undertake sophisticated political and economic risk analysis.

MAGR Cost of Attendance

Master of Arts in International Affairs

Offered in Bologna, this two-year master's degree is research-oriented. It allows students to submit a thesis in lieu of two of the non-language courses normally required for the MA students from European partner universities can study for one year in their home program and for one year at SAIS Europe, obtaining the MAIA plus a master's from their home university.

MAIA Cost of Attendance

Master of Arts in International Studies

Offered at the Hopkins Nanjing Center (HNC), this two-year program is the only master's degree fully accredited in both China and the United States. Students complete course work and a thesis in Chinese, culminating in a degree jointly awarded by Johns Hopkins SAIS and Nanjing University. Mandarin proficiency required.

HNC MAIS Cost of Attendance

Master of International Economics & Finance

The MIEF program is an intensive 11-month, full-time masters program designed to help students understand core economic theories, master professional quantitative and econometrics skills, and conduct meaningful project and policy analysis within one year. This solid economic foundation helps MIEF students to quickly join the ranks of the school's well-established and highly-respected global alumni community as they launch exciting and rewarding careers.

MIEF Cost of Attendance

Master of International Public Policy

This program is designed for mid-career professionals with nine or more years of relevant work experience who wish to acquire the analytical and management skills necessary to formulate and advocate policy on key international issues. Students have the advantage of designing their own curriculum consisting of eight non-language courses. They may also affiliate with an academic program to gain in-depth insight into a specific field of study. Most students are full-time and complete the program in one year.

MIPP Cost of Attendance

Hopkins-Nanjing Certificate/Johns Hopkins SAIS MA

Students who are proficient in Mandarin may pursue a five-semester option by completing two semesters in Nanjing to receive a certificate in Chinese and American Studies, combined with three semesters in the MA program. One of these three semesters must be at the Washington campus.

HNC Certificate    SAIS MA
Please Note: If you were recently admitted to this program, the cost of attendance for the 2016-2017 HNC portion will remain the same. The SAIS DC portion in the 2017-2018 academic year is subject to change.

Fellowship Opportunities

Johns Hopkins SAIS Annual Fellowships


The following Fellowships are funded by Johns Hopkins SAIS annually.
Please review all requirements and deadline information.

Deans Fellowship: Open to US students and non-US MA students with a passion for public service. Deans fellows will be expected to propose and plan a leadership project to benefit the school, other students or its mission. Students should express interest in this fellowship in their application for admission to the school. 
Deadline: January 7, 2017 (Application Deadline)

Johns Hopkins SAIS Class of 2007 Fellowship: Established by members of the Class of 2007 upon their graduation, the fellowship is awarded to a member of the graduating class of 2015 (expected to graduate in May 2017) who has demonstrated academic excellence, financial need and has contributed to the life of the school
Deadline: September 21, 2016

Johns Hopkins SAIS Class of 2008 Fellowship: Established by the members of the Class of 2008 upon their graduation, the fellowship is awarded to a current master's degree student in his or her first or second year who has demonstrated financial need, is a citizen of a developing country and has demonstrated interest in sustainability, the environment or other related fields.
Deadline: September 21, 2016

Johns Hopkins SAIS Related Fellowships

The following fellowships are funded through outside organizations. The Financial Aid Office will collect applications and forward them to the organization. Final decisions are made directly by the organization or by Financial Aid Office and forwarded to the organization.

DACOR Bacon House Fellowship
Established in 1979 by the Diplomatic and Consular Officers, Retired (DACOR) Foundation, the fellowship provides assistance for a student pursuing a better understanding of US foreign policy. This fellowship is open to current MA students only. 
Deadline: January 12, 2016

Priscilla Mason Fellowship
Established in 1995 by Priscilla Mason, one of the founding administrators of Johns Hopkins SAIS and a former member of the school's Advisory Council, to support students intending to pursue a career in US government service. Applicants must be in need of financial aid, a US citizen, and a first-year MA student willing to accept the terms and conditions of the Priscilla Mason Fund.
Deadline: February 29, 2016 

W.W. Norton & Company 9/11 Commission Report Fellowship
Established in 2005 by W.W. Norton & Company, publisher of the authorized version of The 9/11 Commission Report, the fellowship supports two students, one American and one student from a predominantly Muslim country, who will pursue careers in promoting international understanding and preventing terrorism.
Deadline: February 29, 2016

Special Sponsored Fellowships

The school participates in matching agreements with the external sponsors listed below. This list reflects the minimum match required as per our agreement with each program. Please note- for Yellow Ribbon, this is the maximum. The school makes every effort to exceed the minimum fellowship up to full tuition. Fellowships will be granted on a competitive basis, with amounts subject to availability of funds.

 

Loans and Other Types of Aid



 

Please review important information on the Perkins Loan program here.

The Federal Perkins Loan program is available to students who demonstrate substantial financial need. No separate application is required. The maximum annual loan amount offered by SAIS is $4,000 and is contingent on the amount budgeted to the institution on a yearly basis. The interest rate for the Perkins Loan is fixed at 5 percent. Interest does not accrue until the loan goes into repayment. Repayment begins nine months after completion of studies or the student drops below half-time status. Deferment, cancellation, and repayment information is sent to all borrowers.
 
Hopkins participates in the Federal Direct Stafford Loan Program. Eligibility is determined by review of your FAFSA data and federal tax return. The U.S. Department of Education makes these loans, through Hopkins, directly to the student for educational expenses.

The Federal Direct Stafford Subsidized Loan is no longer available to graduate students beginning July 1, 2012. The maximum Federal Direct Stafford Unsubsidized Loan for a graduate student is $20,500 per academic year. Interest begins accruing on the unsubsidized loan at the time of disbursement. The aggregate loan limit (undergraduate combined with graduate) is $138,500 (subsidized and unsubsidized). An origination fee of 1.068% is deducted from the gross amount of the loan. The interest rate is fixed at 5.84% percent for the life of the loan. Flexible repayment options are available, including longer repayment periods as well as income-sensitive payment schedules.

If you are offered a Direct Stafford Loan as a part of your aid package and you accept it and you are a first-time borrower at Johns Hopkins, you will receive instructions to sign a master promissory note online. The website is https://studentloans.gov/myDirectLoan/index.action. The master promissory note is valid for 10 years of consecutive borrowing at JHU. The loan proceeds will be credited to your student account 10 days prior to the start of the semester. Students who signed a Direct Loan master promissory note in a previous year are not required to sign a new note.

Federal Stafford Loan Counseling

Federal regulations require students who borrow funds through the William D. Ford Direct Loan Program (Federal Stafford Loans) to complete loan counseling prior to receiving funds at an institution and when the student either graduates or drops below half time enrollment. Loan counseling provided prior to the disbursement of funds is known as an entrance interview; the counseling required when a student leaves an institution is an exit interview. Loan counseling provides students with an understanding of their rights and responsibilities as a borrower in the William D. Ford Direct Loan Program.

The Office of Financial Aid encourages SAIS students to complete their loan counseling requirements online. If you would prefer to complete your loan counseling in person at the Office of Financial Aid, please contact us.

Complete loan counseling online.


Federal Direct Graduate PLUS Loan

 
Federal Direct Graduate PLUS loans are federally guaranteed loans available to graduate students who have exhausted their eligibility for subsidized and unsubsidized Federal Direct Student Loans. There is no financial need requirement to receive these loans. You do not need to contact a lender; these loans are made directly with the U.S. Department of Education.
 
Student Eligibility:
  • Must be enrolled as a regularly admitted student in a graduate program (provisionally admitted students are not eligible)
  • Must be enrolled at least half-time (at least 2 courses in the term for which the loan is certified)
  • Must be a U.S. citizen or permanent resident
  • Must be registered for Selective Service (males only)
  • Must not be in default on a student loan

Credit Review:
  • A credit review is required; however, there is no "debt to income" review.
  • A co-borrower/endorser option is offered if the borrower's credit is denied.
  • Credit checks are valid for 90 days. For this reason, we advise that borrowers wait until summer before applying for loans for the upcoming year. Our loan processing begins in late June.

Borrowing Eligibility:
  • Borrowers apply for the Graduate PLUS for each academic year that they wish to borrow. Multi-year loans may be consolidated.
  • The loan amount may not exceed the cost of attendance for the academic year less any financial aid the student is eligible to receive. Students must be considered for their full eligibility under the subsidized and unsubsidized Federal Direct Student Loan before a Graduate PLUS loan will be certified.
  • Borrowers are encouraged to apply for the amount needed for the academic year (not semester by semester).

Loan Terms and Disbursement:
  • The origination/default fee for the Federal Direct Graduate PLUS loan is 4.272%. This fee is deducted from each disbursement of the loan.
  • The interest rate is fixed at 6.84% percent for the life of the loan.
  • Disbursements are scheduled at the beginning of each semester and are deposited directly in the student's account.

Repayment:
  • In school deferment is available for Federal Direct Graduate PLUS borrowers. Interest will accrue while the loan is in deferment.
  • If in school deferment is not requested, repayment begins 60 days after the loan is fully disbursed. Fully disbursed means that all installments (fall and spring) have been paid. Interest begins accruing after the first disbursement.
  • There is no pre-payment penalty.
  • Consolidation options and extended or graduated repayment plans are available.

To apply for a Federal Direct Graduate PLUS Loan:
  • Federal Direct Graduate PLUS borrowers must complete the Free Application for Federal Student Aid (FAFSA) and must be considered for unsubsidized Federal Direct Student Loans before a Federal Direct Graduate PLUS loan will be certified.
  • Complete and return the Federal Direct Graduate PLUS request form.
  • New PLUS borrowers will need to sign a promissory note online on the Direct Lending website found here.
  • The borrower will be contacted by JHU and the Direct Loan Servicing Center once the loan has been processed.


For more information on Grad PLUS loan visit www.studentaid.ed.gov.

Federal Work Study

FWS is a form of financial aid awarded to students who demonstrate financial need and meet certain eligibility requirements. The federal government allocates the funds to the university to pay a portion of the student’s salary.

For more information on Federal Work Study please review our Frequently Asked Questions.

 

Financial Aid Satisfactory Academic Progress Policy for For Federal and Fellowship Aid

 

Students who receive Federal Student Aid must, in accordance with federal requirements, maintain Satisfactory Academic Progress (SAP) to retain Federal financial aid. The financial aid office is responsible for monitoring aid recipients to ensure that they are meeting the policy. Failure to maintain satisfactory academic progress may result in the cancellation of financial aid awards. If a student fails to maintain SAP at any point, there are 5 stages in the SAP Progress Policy process to be followed, listed below.

If you feel that you may fall below SAP at any point you can always reach out to the Financial Aid Office, Student Life, Academic Affairs and/or JHSAP. There are resources available to SAIS students who are struggling to enable them to succeed.


Minimum Standards for SAP


The federal government requires that an institution use three measurements to determine SAP: qualitative, quantitative and maximum timeframe. The student must maintain a minimum cumulative GPA, maintain a minimum cumulative completion rate of credits attempted, and complete a degree or certificate within a maximum timeframe set by law as follows. This is measured as follows:

Minimum GPA: Students must maintain a cumulative GPA of 2.67 for federal aid and a cumulative GPA of 3.4 for fellowship aid. PhD students must     maintain a cumulative GPA of 3.33.

Minimum Completion Rate: Students must maintain a completion rate equal to or exceeding 67% of credits attempted.

Maximum Timeframe: Students must also complete required coursework within 150% of the published program length established for each program.


The 5 Stages of the SAP Process


For students who fail to meet SAP requirements, these are the steps that SAIS will take and the steps that the student should follow.

Stage 1: Warning after 1st Offense

After any term, if the minimum GPA is not met, students will receive a SAP Warning Letter. Students who receive this letter should be aware that it is solely to make the student aware that they have fallen below SAP requirements and are at risk of losing funding at the end of the year. Aid will not be revoked at this point. While review of student’s eligibility occurs twice per year, revocations only occur after a student has earned grades for two terms (most often in the summer).
 
 Stage 2: Revocation after 2nd Offense
 
After two terms and receiving a SAP warning, if the minimum GPA has not been met a second time, then aid for the following term will be suspended. At this point, a student has the right to appeal the decision of their aid being suspended. Students’ will receive a letter informing them that their aid has been revoked and is in suspended status. The email will also provide instructions on what steps they can take to appeal, which are also listed below.
 
Stage 3: SAP Appeals Process
 
Students who wish to appeal Financial Aid Suspended Status must submit an appeal in writing to the Financial Aid Appeals Committee by the date specified in the Financial Aid Suspended notification letter. The committee will review the appeal and notify the student in writing of their decision within 14 working days after the Appeals Committee meets and makes its determination. Appeals should include:
 

  •  The grounds for appeal (i.e., illness, deaths in family, mismanagement of coursework or stress, etc.)
    *If extenuating circumstances involve death in family or health problems, student must provide supporting documentation. Appeal will      not be considered complete until such documentation is provided.
  •  Demonstration that the student understands the reason behind failure to meet the SAP requirement
  •  Specific plans to rectify the student's current academic status

 
The Financial Aid Appeals Committee will review the appeal and consult with academic advisers and other involved parties as warranted. If it is determined that the student will not be able to meet the SAP standards by the end of the next semester/period of enrollment, but the Committee is in agreement that the student's grounds for appeal are reasonable, and the student has a reasonable chance to succeed and graduate, then if the appeal is approved the student will also be placed on an Academic Plan.
 
Stage 4: SAP Appeal Decision, Approved
 
All decisions on such appeals are final. Students will receive written notification of the decision. Students who lose eligibility for financial aid due to not meeting the minimum SAP standards more than one time during their program may submit an appeal each time.
 
If the Financial Aid Appeals Committee grants the appeal, the student is placed on Financial Aid Probation for ONE SEMESTER, (often the Fall semester). The student is eligible for Title IV aid during their Financial Aid Probation semester. The student's SAP status will be reviewed at the end of the Fall semester, and if the student has not met the minimum SAP standards, the student will be placed on Financial Aid Suspension status for the Spring semester. At this point, the student can choose to once again appeal- going back to Stage 3 of the process.
 
If the student's appeal is approved but the Committee has determined that the student will not be able to meet the SAP standards within one semester of enrollment (the Fall semester), then the student will be placed on Financial Aid Probation with an Academic Plan which if followed will ensure the student is able to meet the SAP standards by a specific point in time. See below for more information on the Academic Plan.
 
Stage 5: SAP Appeal Decision, Denied
 
If the Financial Aid Appeals Committee does not grant the appeal, the student has the following option. The student registers for coursework while on Financial Aid Suspension status, pays for tuition and fees without the help of student financial aid, and does well enough in the coursework to satisfy all the satisfactory academic progress standards at the end of the subsequent semester(s)/period(s) of enrollment. A student may then be reviewed to have their funds reinstated.
 
*Students who are beyond the maximum timeframe to completion may only regain financial aid eligibility on a semester-by-semester basis through the appeal process.
 

 
Frequently Asked Questions (FAQ’s)

 
Treatment of W, I, AU, F, S, P and X Grades, No Grade Reported and Repeated Coursework

Course Withdrawals (W)
Not included in the GPA calculation, but are considered a non-completion of attempted coursework.
Incomplete courses or grades (I)
Not included in the GPA calculation and are considered a non-completion of attempted coursework until the coursework is completed and graded with a permanent grade.
Audited courses (AU) or noncredit
Not considered attempted coursework or included within the GPA calculation, nor is the coursework considered for financial aid eligibility.
Satisfactory (S) or Passing (P)
Treated as attempted credits which are earned, but is not included in calculation of GPA.
D grades and F grades
Treated as attempted credits that were not earned and are included both in the calculation of GPA and minimum completion rate.
Missing Grades or X
Coursework is not included in the GPA calculation but is considered a non-completion of attempted coursework until the coursework is completed and graded with a permanent grade.
Repeated Coursework
The highest grade earned in a course that is repeated will count in the GPA computation, but every repeated attempt will be included in the completion rate determinations.

It can be found here.
 


How do classes taken at another institution and transferred to SAIS affect SAP?
All credits accepted for transfer to the student's program of study by Johns Hopkins University SAIS are taken into consideration under the quantitative measurement component of SAP as both attempted and earned credits.
 
How is SAP affected if I change my concentration?
For students who change concentrations within their degree program, only those credits attempted which apply to their new concentration are included in evaluation of SAP status. All coursework is included in the calculation of GPA as required under federal law.
 
If my appeal is approved and I am required to have an Academic Plan, what does this mean?
Students who lose eligibility and submit an appeal may be placed on an Academic Plan if the appeal is approved. The purpose of an academic plan is to support the student in bringing him/herself back into compliance with the financial aid SAP standards by a specific point in time in order to ensure that the student will be able to successfully complete the degree or certificate program. The academic plan will be specifically tailored to the student and may include milestones and specific requirements such as a reduced course load, specific courses or tutoring. Students on an academic plan are still responsible to meet the SAP requirements in the subsequent semester/period of enrollment and will lose eligibility if the SAP standards are not met, and need to go through the appeal process in order to regain eligibility. The student's progress in their academic plan will be taken into account in any subsequent appeal process of financial aid eligibility. 
 
I got above a 3.00 but have not met SAP for my fellowship aid. Why?
Students who receive a fellowship while at SAIS must submit a Financial Aid Agreement to the Financial Aid Office before receiving those funds. The Agreement states that the student will only receive those funds if they maintain full-time status and a minimum cumulative GPA of 3.4. Of course, students are free to appeal if they fail to meet SAP standards after two terms.
 
How do I know my appeal has been received?
Once an appeal has been received a confirmation email is sent to the student within 2-3 business days. Students may also confirm that the appeal has been received by looking under their To Do List in NetPartner.
 
What happens to my financial aid for the semester after I am placed on Warning or Probation?
If a student is placed on Warning, for that semester they are allowed to keep their financial aid and will get fully disbursed. If a student is placed on Probation, they lose all financial aid for that semester unless they successfully appeal.  

 
Are other academic offices or are my parents notified about my satisfactory academic progress status?
Some academic offices may be able to review your financial aid eligibility status, through the student information system. If you have allowed parental access to educational records through the Parent/Guest Portal, your parents can be informed of your status upon contact with the Financial Aid Office

Should I contact other JHU SAIS support staff members who have worked with me or who are aware of my extenuating in the context of my appeal?
Any person who has direct knowledge of circumstances that have negatively affected your academic performance can submit a letter of support for purposes of a financial aid appeal. This can include an advisor from the Academic Affairs Office or the Student Life Office and/or professors.
 
What happens if I do not appeal?
If you do not wish to submit an appeal, financial aid will not be awarded until eligibility has been reestablished. The only way to do this without submitting an appeal is to bring your GPA and/or completion rate above the minimum standards (listed above).
 
I did not submit a FAFSA, and I am not interested in receiving federal aid. I received notification that I have unsatisfactory academic progress. Do I need to submit documentation?
No, as long as you do not plan to receive federal aid, you do not need to submit an appeal or provide documentation. If you decide you would like to receive aid in the future and you are still considered as having unsatisfactory academic progress, you will then need to submit an appeal at that time.
 
Will second or third appeals be regarded differently than first appeals?
Yes. A subsequent appeal after one has been granted will be held to stricter scrutiny. The first appeal outlines a plan by which the student may regain SAP during the term(s) for which the aid is requested. If the student fails to meet the terms of that plan, careful consideration will be given to subsequent appeals to determine if circumstances have indeed changed to allow the student to be successful now.
 
How does a student protect sensitive health issue documentation that is needed for a financial aid appeal but should not be generally available to others?
Any medical and mental health documents that contain information the student wishes to be considered in a financial aid appeal but which the student does not wish to submit directly to the Office of Financial Aid should be submitted to the Director of Student Life. The director will provide a summary statement that will substitute for the detailed information for the financial aid appeal and will keep the original documents or sufficient information from those documents to support the summary statement.

 
For more information about the Return of Title IV Funds Policy, please click here.

Code of Conduct & Policy on Education Loans

Preamble

This code of conduct applies to all university divisions and to all trustees, employees, officers and agents of the university, including without limitation individuals who are employed in a financial aid office or who otherwise have responsibilities with respect to education loans. This code reiterates and reflects the university's continuing commitment to conducting financial aid practices with integrity, free from conflicts of interest, in the interest of students, and in compliance with applicable law.

Definition

For purpose of this code of conduct, lending institution means:

(a) Any entity that itself or through an affiliate engages in the business of making loans to students, parents or others for purposes of financing higher education expenses or that securitizes such loans; or

(b) Any entity, or association of entities, that guarantees or services education loans; or

(c) Any industry, trade or professional association that receives money from any entity described above in subsections (a) and (b).

I. Prohibition on Revenue Sharing with Lending Institutions and on Solicitation or Acceptance of Remuneration or Assistance from a Lending Institution

The university prohibits any revenue-sharing arrangement with any lending institution. Revenue sharing is any arrangement by which a lender pays the university a percentage of the principal loan taken by a borrower or otherwise compensates the university as a result of a borrower taking a loan.

The university may not accept or solicit anything of value from any lending institution related to its education loan activity. This prohibition shall include, but not be limited to, (i) revenue sharing by a lending institution with the university, (ii) the university's receipt from any lending institution of any computer hardware for which the university pays below-market prices and (iii) printing costs or services.

The university also may not accept or solicit staffing assistance from a lending institution, including but not limited to call center staffing or financial aid office staffing. The university shall ensure that it does not identify any employee or other agent of a lending institution to students or prospective students of the university or their parents as an employee or agent of the university.

II. Ban on Opportunity Loans

The university shall not arrange with a lending institution to provide any opportunity loans, if the provision of such opportunity loans prejudices any other borrower.

The university also may not accept or solicit any funds to be used for private educational loans or opportunity pool loans in exchange for providing a lending institution with a specified number of federal loans, a specified loan volume or a preferred lender arrangement.

For purpose of this code, an opportunity loan agreement is an arrangement whereby a lending institution agrees to make loans up to a specified aggregate amount to students with poor or no credit history, or to international students whom the lending institution claims would not otherwise be eligible for its loan programs, in exchange for concessions or promises by a university that may prejudice other borrowers.

III. Ban on Actions that Limit a Borrower's Choice of Lending Institutions

The university shall not assign a first-time borrower to a particular lender, or refuse to certify, or delay certification, of any loan based on the borrower's selection of a lending institution.

IV. Prohibition on Gifts and Remuneration to University Employees

The university shall inquire and ensure that no officer, trustee, director, employee, or agent of the university solicits or accepts gifts or anything of more than de minimus value on his or her own behalf or on behalf of another from or on behalf of a lending institution, except that this provision shall not be construed to prohibit any officer, trustee, director, employee, or agent of the university from conducting non-university business with any lending institution. Nothing in this provision or otherwise shall prevent the university from holding membership in any nonprofit professional association. This prohibition shall include, but not be limited to, any ban on any payment or reimbursement by a lending institution to a university employee for lodging, meals, or travel to conferences or training seminars.

For purpose of this code, "gifts" include any gratuity, favor, discount, entertainment, hospitality, loan, or other item having a monetary value of more than a de minimus amount, including services, transportation, lodging, and meals. A gift does not include standard materials, activities or programs related to a loan being provided; favorable terms, conditions or borrower benefits provided to a student employed by the university if comparable terms are provided to all students of the university; philanthropic contributions to an institution unrelated to education loans; or state education grants, scholarships or financial aid funds.

V. Limitations on University Employees Participating on Lender Advisory Boards

The university prohibits any officer, trustee, director, employee, or agent of the university from receiving any remuneration for serving as a member or participant of an advisory board of a lending institution, or receiving any reimbursement of expenses for so serving, provided, however, that participation on advisory boards that are unrelated in any way to higher education loans shall not be prohibited by the code. Notwithstanding the above, neither this paragraph nor Part IV of this code of conduct shall prohibit any officer, trustee, director, employee, or agent of the university, who is uninvolved in the affairs of the university's financial aid office, from serving on a board of directors of a publicly traded or privately held company.

VI. Prohibition on Consulting for Lending Institutions by Financial Aid Officers and Other Employees or Officers who have Student Lending Responsibilities

Individuals employed in a financial aid office and other employees or officers who otherwise have student lending responsibilities are prohibited from consulting or providing other contract services for a lending institution. This article does not prohibit a financial aid officer from consulting for, or serving on advisory board constituted by, the federal government consistent with the university's Policy on Conflict of Interest and Conflict of Commitment and federal law.

VII. Prohibition on Stock Ownership in Lending Institutions by Financial Aid Officers

A person employed as a financial aid officer of the university shall not own stock or hold any another financial interest in a lending institution, other than through ownership of shares in a publicly traded mutual fund or similar investment vehicle in which the person does not exercise any discretion regarding the investment of the assets of the investment vehicle.

GO TO JOHNS HOPKINS UNIVERSITY POLICIES
 

 

Policy on Return of Title IV Funds

The Financial Aid Office is required by federal statute to recalculate federal financial aid eligibility for students who withdraw, drop out, are dismissed, or take a leave of absence prior to completing 60% of a payment period or term. Federal Title IV financial aid must be recalculated in these situations. If a student leaves the institution prior to completing 60% of a payment period or term, the Financial Aid Office recalculates eligibility for Title IV funds. Recalculation is based on the percentage of earned aid using the following Federal Return of Title IV funds formula: Percentage of payment period or term completed = the number of days completed up to the withdrawal date divided by the total days in the payment period or term. (Any break of five days or more is not counted as part of the days in the term.) This percentage is also the percentage of earned aid. Funds are returned to the appropriate federal program based on the percentage of unearned aid using the following formula: Aid to be returned = (100% of the aid that could be disbursed minus the percentage of earned aid) multiplied by the total amount of aid that could have been disbursed during the payment period or term. If a student earned less aid than was disbursed, the institution would be required to return a portion of the funds and the student would be required to return a portion of the funds.

Keep in mind that when Title IV funds are returned, the student borrower may owe a debit balance to the institution. If a student earned more aid than was disbursed to him/her, the institution would owe the student a postwithdrawal disbursement which must be paid within 120 days of the student's withdrawal. The institution must return the amount of Title IV funds for which it is responsible no later than 45 days after the date of the determination of the date of the student's withdrawal.


Refunds are allocated in the following order:

  • Federal Direct Unsubsidized Loans
  • Federal Direct Subsidized Loans
  • Federal Perkins Loans
  • Federal Direct Graduate PLUS Loans
  • Other assistance under this Title for which a return of funds is required (e.g. LEAP)

Understanding the Verification Process

Verification is a process used to check the accuracy of certain information entered on the FAFSA and to resolve any errors. Some students are selected by the Department of Education and some are selected by SAIS. Selected students will need to provide additional documentation to the Financial Aid Office before we can finalize and disburse federal financial aid.

If you are selected for verification, you will need to complete and submit a verification worksheet.  We ask that students and parents use the IRS Data Retrieval Tool on the FAFSA to provide income information from your federal tax return.  If you are not able to use the Data Retrieval Tool, you must submit an official IRS transcript of your federal income tax return, which you can obtain from the IRS by calling 1-800-908-9946 or visiting www.IRS.gov.

Please click here for the Independent Verification Worksheets.
Once all documents have been received, our office will review the data and compare it to the information on your FAFSA. Our office will make corrections (if necessary) and transmit them to the federal processor. You will receive an updated Student Aid Report (SAR) if corrections are required. If the corrections impact your federal aid award, we will notify you by email or letter.
Verification may take several weeks to complete, so we ask that all students supply the requested materials as soon as possible.

If your documents have not been turned in by May 1st of the awarding year, your federal aid will be cancelled.
Your financial aid will not be disbursed until the verification process is complete. Students can track the completion of verification documents on the "To Do List" tab on Net Partner in SIS.

Private Lenders

Private banks also offer loan programs for educational costs. Interest rates generally are variable. Johns Hopkins University recommends that students exhaust their eligibility for federal loans before considering private loan programs. If you are uncertain about your eligibility for federal loans, please contact the financial aid office prior to initiating a private loan application.

For state or private loans, the borrowing limit is the total cost of education for the academic year (as defined by Johns Hopkins University) less any financial aid.

As a service to students and their families, Johns Hopkins University makes available this link to the Maryland Student Loan Marketplace (http://www.marylandstudentloanmarketplace.com/) which assists in comparing private loans and in identifying potential lenders. The Maryland Student Loan Marketplace was designed by the Maryland Independent College and University Association (MICUA) to help students and their families navigate the world of private student loans. The Marketplace is an online, education financing resource that provides students with a transparent process to evaluate private loans. In addition, it provides access to a Learning Center which supplies critical information needed to engage in smart borrowing practices. It is one of many tools that may be helpful when selecting a private loan lender. The University does not endorse or recommend any lender, nor does the University have any financial interest in any lending institution. Students and their families have the right to select the educational loan provider of their choice.

Disclosure for a Preferred Lender Arrangement:

http://www.micua.org/Student%20Loan%20Marketplace%20Disclosures.pdf

Truth-in-Lending Forms for each Participating Lender:

http://www.micua.org/Marketplace%20TILA%20Disclosures%20-%20May%202010.pdf

Maryland’s College Loan Code of Conduct:

http://www.micua.org/Maryland%20College%20Loan%20Code%20of%20Conduct.pdf

Before considering a private student loan, students are encouraged to complete the process for determining eligibility for federal student loans which are normally less costly and offer better repayment terms.

                                                Questions to ask a Private Lender

  • What is your lowest interest rate and fee combination and how can I get it? Is the rate only for a limited period or is it for the life of the loan?
  • For variable rate loans, is there a limit on how high the variable rate can go? How often is the interest rate adjusted, and how is it determined?
  • What interest rate can I get on a fixed-rate loan?
  • How long will I be repaying the loan? Is there any penalty for paying it off early?
  • When do I have to start making payments? How long can I defer payments while I'm in school? If I go to graduate school and defer payments, how much will I owe when I do start making them?
  • Will I lose my discount for paying on time if I have only one late payment or if I ask for a change in the payment schedule?
  • What proportion of your borrowers get the discounts you offer? Are your discounts guaranteed or are they subject to change later?
  • Would you allow me to defer or reduce my payments temporarily because of economic hardship? Under what circumstances and for how long?

-- From the Project on Student Debt (see website below)

Johns Hopkins University Financial Aid Code of Conduct and Policy on Education Loans

Consumer Information on Student Loans

For more information on comparing lender benefits, see the following website:

http://projectonstudentdebt.org/index.php

For questions to ask when considering a private loan, see the following website:

http://projectonstudentdebt.org/private_loan_questions.vp.html

Other Resources

The following websites are available for researching other sources of financial aid. Please be sure to pay close attention to the stated application deadlines.

Aid for Non-US Citizens

 

NON-US CITIZENS AT SAIS EUROPE

SAIS Europe allocates a substantial part of its annual budget to financial aid and a number of students receive some kind of financial support for their year in Bologna. SAIS Europe also administers a number of awards (partial and full-tuition fellowships) on behalf of donor organizations.

Financial aid is generally distributed in the form of partial tuition grants to students who demonstrate outstanding academic merit and financial need. 

All those who wish to be considered for either SAIS Europe financial aid or any of the special fellowships administered by SAIS Europe must submit the following documents to SAIS Europe by: February 15, 2016:

•    a complete “Application for Admission”
•    a complete “Application for Financial Aid”, signed by the candidate’s parents
•    proof of parents’ income (tax declaration or other official proof)

Most awards are made on an annual basis although some fellowships cover two years. Non-US students who demonstrate outstanding academic performance during their first semester at SAIS Europe will likely receive support for their second year of study, ranging from small fellowships to a limited number of full-tuition packages.  

US students who did not receive aid in the first year, but demonstrate outstanding academic performance during their first year at SAIS Europe, may become eligible for a fellowship in the second year, depending on availability of funding.

Two fellowships are normally made available annually by the Johns Hopkins University in Baltimore to enable two students at SAIS Europe to pursue a year of study at the Johns Hopkins Departments of Political Science or Economics. The Registrar at SAIS Europe sends an email to all students in Bologna about this opportunity in December.

All students are encouraged to seek alternative sources of funding from home government agencies, foundations, and lending institutions, as we are unable to meet everyone’s financial aid requests.

Students should begin seeking funds for the second year as soon as possible after being admitted to SAIS Europe as many sources of financial aid have early application deadlines.

Please also review our 'Aid for International Students' document.

Student Employment on Campus

Students have the opportunity to hold on-campus jobs regardless of their nationality or Federal Work Study (FWS) status. More about FWS can be found below.

On-Campus jobs can be found through the Job Board and are open to Federal Work Study & non-Federal Work Study recipients.

The on-campus Job Board can be accessed with your JHED ID through here.


Federal Work Study Frequently Asked Questions:


What is Federal Work Study (FWS)?
FWS is a form of financial aid awarded to students who demonstrate financial need and meet certain eligibility requirements. The federal government allocates the funds to the university to pay a portion of the student’s salary.
 

How is eligibility for FWS determined?
To be eligible for FWS, you must complete the Free Application for Federal Student Aid (FAFSA). The Office of Financial Aid determines eligibility based on federal regulations. FWS awards are valid for one academic year. You must reapply each year. The maximum FWS award is $3,000. Depending on the type and amount of the other financial assistance you receive, your FWS award may be less than $3,000.
 

What types of FWS jobs are available?
There are many job positions available on campus covering a wide variety of skills and interests. Jobs include teacher assistants, office assistants, research positions, and many more!
 

How do I find a job?
There are several job postings in every building throughout the year by potential employers. Jobs for the academic year will be posted on the Job Board which can be accessed through the the Portal.
 

Is FWS credited toward my tuition and other university charges?
FWS does not credit toward your tuition or other university charges. FWS is paid to you in the form of a paycheck based on the number of hours worked and the rate of pay.
 

What is the rate of pay and how many hours may I work?
Students who are paid under the Federal Work-Study program may earn from $10.80 per hour and up. The rate of pay is set by the employer and is based on the job and the skill level required. Per university policy, students may work no more than 19 hours per week during periods of enrollment.
 

How often do I get paid and how do I receive my paycheck?
Generally students are paid semi-monthly. Hours worked must be recorded on a student time sheet and turned in to Human Resources. You may discuss your preference of payment with Human Resources.
 

Do I need to complete any other forms prior to receiving my paycheck?
New student employees must complete multiple forms in Human Resources. This must be completed prior to the first day of employment. 

 

Deferral and Leave of Absence

Please read the following information carefully if you are thinking of requesting a deferral or leave of absence, have been approved of one or entering the Johns Hopkins SAIS after being away on either status.

Deferral

If you are considering a deferral please follow up with the Office of Admission which managed your application to discuss your options.


Federal Aid 


Undisbursed  Federal Aid will be canceled and you must reapply prior to your return. Students must complete the FAFSA and submit it to the Office of Financial Aid using the SAIS school code of E00474.

Fellowships

Every effort will be made to provide the same amount of Institutional aid in the form of Merit based General Funds upon the student’s enrollment after the deferral period.

If a deferred student was NOT offered a general funds fellowship upon admission, this decision will be maintained throughout the student’s first year of attendance. The student will be eligible to apply for fellowship aid which will be awarded for his or her second year of study.

Johns Hopkins SAIS in Washington, DC does not offer reconsideration of aid for the student’s first year of attendance. Non-US Students admitted to SAIS Europe are eligible for financial aid reconsideration and should contact the Europe Office of Financial Aid.

The reinstatement of Program Fellowships  will be at the discretion of the program. Students entering the school after deferral must follow up with the respective department regarding previously awarded fellowship funds. Should you change your concentration your Program Fellowship will be impacted. 

Entering Johns Hopkins SAIS after a Deferral

The Admissions Team will contact all deferred students the Spring before your intended semester. If you have not heard from us by February please ensure you have connected your Admissions Office to receive your matriculated student information.

Contact your original intended concentration and let them know your enrollment for the upcoming semester.

Fill out a FAFSA that corresponds to the school year you plan to attend and connect with the Office of Financial Aid to confirm your Mert Based Aid package if you originally received one.

Leave of Absence

If you are a current student and would like to request a leave of absence, please fill out the Leave of Absence Form

Federal Aid

Undisbursed Federal Aid will be canceled and you must reapply prior to your return. Students must complete the FAFSA and submit it to the Office of Financial Aid using the SAIS school code of E00474.

Fellowships

Upon notification of your Leave of Absence the Office of Financial Aid will hold Fellowships for up to one year. Fellowship funding for absences lasting more than one year will be reviewed on a case by case basis.

Returning to SAIS from Leave of Absence

Before you return from a Leave of Absence please ensure you completed the Return from Leave of Absence Form and notify Academic Affairs and Financial aid to confirm your attendance and intended concentration.

If entering in the fall, the student should complete the Continuing Student Financial Aid Form. If entering in the spring we will determine your eligibility for aid through your previous GPA.

Once your enrollment status is confirmed please ensure you have filled out a FAFSA (if interested in federal aid) that corresponds to the school year you are entering.